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Loan Officer

Responsibilities:

Qualifications

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Responibilities:Sells loan products offered by New Penn Financial, LLCContacts prospective clients to develop and maintain referral sourcesMeets with prospective clients at outside locations such as a client s homeMakes in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leadsEngages in marketing and promotional activities in support of your own sales. Meets monthly minimum personal production goals (3 units)Takes mortgage loan applications and prepares effective loan proposals:Determines a consumer s needs and offer the appropriate productOriginates loans for appropriate amounts, rates, and terms that comply with NPF s program guidelinesProvides consumers with a superior level of customer service:Quickly and accurately answers all customer inquiries in a professional mannerObtains all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyzes the information and provides insight where appropriateProvides assistance to applicants and solves all problems that may arise between application and settlementStays informed of developing trends in the mortgage industryAttends/assists with scheduled meetings, training sessions and coursesMaintains compliance with all industry-specific federal and state licensed activity requirements and New Penn Financials Code of Conduct
EDUCATION AND EXPERIENCE REQUIREMENTS
Two (2) year college degree preferred (or equivalent experience)Minimum successful three (3) years mortgage loan origination experienceMust qualify for and obtain state licensure in the states where New Penn Financial does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background checkProven sales skills and leadership abilities
KNOWLEDGE, SKILL AND ABILITY REQUIREMENTS
Ability to quickly connect with people in an outgoing, friendly mannerPersuasive, selling communication skillsStrong sense of responsibility for completing work quickly and accuratelyAbility to handle faster-than-average pace of activitiesDetail-orientation with efficient focus on work activitiesCareful decision-making skill with ability to avoid mistakesAbility to delegate in a positive style with thorough follow up skillsExcellent oral, written, listening, and organizational skillsBasic computer skillsAbility to work independently



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